Improve Credit Scores::Raise Credit Scores - Repair Bad Credit / Credit Repair
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Got Too Much
Derogatory / Credit Card Debt?
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Bad Credit Repair Manual shows you how to pay off Bad Credit Card Debt / Bad Credit and save OVER 50%
Get out of Debt - Credit Repair Report -  Pay Off Credit Card Debt - Improve Credit Scores
Learn From The Bad Credit Repair Experts

Learn Bad Credit Repair Secrets Worth $1000's
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Get out of debt and Improve Your Scores
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Bad Credit Repair Manual
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- Why Your Credit
  Score Is  So Important!
- Bad Credit Repair
  Secrets!
- The Elements Of
  Your Credit Score
- How Your Credit Score Is
  Calculated!
- How To Improve Your
  Credit Scores
- Learn Bad Credit Repair
  Secrets Worth $1000's
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Do You Have an
Official Bad Credit Repair Manual?

...  If not, YOU Should!!
are one of them.  I’ll take that bet any day! Sure, most people know that you should make your payments on time, don’t max out your credit cards, and don’t have your credit pulled a bunch of times.  Certainly, those tips will help you avoid getting some bad credit scores, but that still doesn’t help you understand how your credit scores are calculated.  My philosophy has always been “If you understand the rules of the game, you stand a better chance at winning”.  Think about it! Would you ever attempt to play a sport without first learning the rules of the game?  And, even if you did attempt to play,
It is estimated that more than 50% of credit reports contain errors of some sort and 30% contain errors serious enough to affect the credit scores causing the borrower to pay more than he/she should have to pay for credit. 
Did you know that more than 80% of adults don’t truly understand how their credit scores are calculated?  That means that there is an 80% chance that YOU
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do you REALLY believe that you stand a decent chance at winning since you don’t know the rules?
Your credit scores are no different.  If you learn how your credit scores are calculated, then you can take charge and control them.  So, why are credit scores so important?  Well, for starters, just about every transaction you make and the amount of interest you pay is directly related to your credit scores.  Certainly, EVERY major purchase you make is tied to your credit scores.  Your
credit scores help determine whether or not you qualify to purchase real estate, automobiles, furniture, rent apartments, get department store credit cards, major credit cards, qualify for certain jobs, and EVEN to purchase automobile insurance.  Quite simply put, companies pull your credit scores for just about everything these days.
percent more on their mortgage rate than a person with good credit scores. Using simple math (for illustration purposes), on a $200,000 mortgage financed for 30 years, a person with bad credit scores will pay $250 more per month, $3,000 more per year, or $90,000 more over the life of the loan than a person with good credit scores!
Not only does your credit scores determine whether or not you qualify, your credit scores determine HOW much you will PAY!  In a real estate purchase or refinance, a person with bad credit scores can expect to pay an average of 1 ½
On average, a major credit card company will give the person with good credit scores a rate of 5 – 6% while the person with bad credit scores will receive a rate of 12 – 14%.  Add to that, if you miss a payment (which will most likely happen to the person with bad credit scores), the interest rate will increase to 25 – 30%.  If you read the fine print on your credit card contract, you will discover that the credit card company will increase your interest rate to the maximum allowed by law if you miss “any” payments, not just specifically your payment to them.  And finally, on average, a person with bad credit scores can expect to pay between 20 – 25% more for automobile insurance than a person with good credit scores.
As you can see, a  Bad Credit Repair Manual is an ABSOLUTE necessity in today’s society as it helps you maintain order and control over your credit scores.
Got Bad Credit? - The Bad Credit Repair Manual contains tons of strategies to help you repair your bad credit without tricks or gimmicks.

Got Good Credit? – The Bad Credit Repair Manual contains tons of strategies to help you maintain and improve your good credit scores.

Good Credit, Bad Credit…and Everything in between…YOU need a Bad Credit Repair Manual.

It just makes good sense to have one since just about every transaction you make and the amount of interest that you pay is directly related to your credit scores.


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Bad Credit Repair Manual
For Only $19.99
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Bad Credit Repair Manual - How To Improve Bad Credit Scores - How To Raise Bad Credit Scores - Raise Improve Credit Scores