Credit Repair Help Book::Bad Credit Repair Help Book | My Credit Repair Help
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Get out of debt and Improve Your Scores
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- Why Your Credit
  Score Is  So Important!
- Bad Credit Repair Help
  Secrets!
- The Elements Of
  Your Credit Score
- How Your Credit Score Is
  Calculated!
- How To Improve Your
  Credit Scores
-  Bad Credit Repair Help
   Secrets Worth $1000's
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Here's Why
I Created This
Credit Repair Help Book
    I decided to write this bad credit repair help book so that others would not have to endure the same frustrations about credit reports and credit scores that I went through for so many years.  Sometimes when I applied for credit help, I was told that I did not qualify.  I was not given any specific reasons why.  On a few occasions, I was told that my credit scores were not high enough and that I needed credit repair help - that was it.  If I was lucky, they would tell me what my credit scores were and what they needed to be, but nothing more.  Unfortunately, nobody volunteered to tell me “specifically” what I needed to do to improve my credit scores.  No one volunteered to help me analyze my credit reports or help me understand how my credit scores were figured.  No one volunteered to create for me a “step by step” easy to follow guide detailing what to do to get control of my credit scores.  I had no idea how to get errors corrected on my credit reports either.  Add to that, the fact that I could not afford to “gamble” and pay the expensive fees for the so called “credit experts” to help me by purchasing their over priced credit repair help books that may or may not work.  I just knew that there had to be a better way to help people like me understand credit reports and credit scores and how to improve them (written in plain English).

My wife also felt the same way.  She was particularly frustrated with the extremely impersonal level of customer service and attention that she had experienced during her mortgage transactions.  Even though she had great credit scores, she, like so many others, was treated like just another mortgage number and was rushed through the mortgage process like cattle going to the slaughter house.  She quickly learned that those who were not quite as fortunate and had lower credit scores, were simply tossed out with little regard for compassion or dignity.  She decided to become a Mortgage Loan Officer and make a difference. She graduated from the Xinnix Mortgage Academy as a Certified Mortgage Professional and introduced me to the business.  I’ve always enjoyed helping people and felt that as a mortgage professional, I could help people understand how to navigate through the mortgage process and could help them understand credit and credit reports.  After years of dealing with credit reports, lenders and mortgage underwriters, I developed a comprehensive understanding of what lenders and mortgage underwriters really looked for on credit reports.  Not only did I become an expert at analyzing credit reports, I also developed a thorough understanding of the “main attributes” that influence credit scores and how to use them to help my mortgage customers improve their credit scores. 

On one occasion, I received a mortgage loan request from a borrower.  After I pulled his credit report and analyzed his credit scores, I realized that he needed some serious credit repair help.  I decided to write down, step by step, exactly what he needed to do in order to improve his credit scores.  I also wanted to educate him on the “specific” factors that influenced his credit scores so that he could understand why he needed to do the things that I recommended.  As I continued writing, I realized that I was actually creating the credit repair help book that I had wished for so many years earlier!  I also realized that this credit repair help book could actually benefit thousands, if not millions of people, including those people who already have good credit scores!  All I needed to do was to make sure that my credit repair help book was practical, truthful, extremely user friendly, and VERY affordable for everyone.  I sincerely believe that I have done just that.


Sincerely,

Bobby Williams,
Author - Credit Repair Help Book
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